Creamfinance - Smart Data. Smart Loans.

WE MAKE MONEY AVAILABLE

We provide unsecured consumer loans online, ranging from €100 for a month up to €10.000 for 5 years. We serve different customer segments across multiple locations. By leveraging proprietary in-house technology, we’re able to recognize the right borrowers instantly. Our obsession with credit risk management, operational excellence and cost discipline defines us.

Smart Data. Smart Loans.

Persistence

At Creamfinance we believe persistence and energy conquer all things. It is the core value that drives us to consistently achieve promised results.

Smart Data

Recognizing the right borrowers using custom technological solutions distinguishes us from our competitors. This data-driven approach fuels our long-term ambitions.

Availability

We make money available. It’s what we do. Because of our entirely digital lending process, consumers can apply for and receive funds—without ever leaving their home.

HOW WE WORK

Our job is to provide an online range of consumer loans across locations globally. To do that, our in-house data science team built a proprietary solution that scores client’s creditworthiness.

Locally in each market—from Denmark, Latvia, Czechia, Georgia, Mexico, Spain to Poland—we deploy highly customised marketing, debt collection and compliance teams to serve our customers in real time through channels they are most comfortable with.

Our platforms are operated by an international team, consisting of over 400 employees from 15 countries, working to improve services across markets globally.

All of this is powered by our IT department located in Austria, as we well as first-class finance, legal, and HR experts across our offices.

Find Out More

INVESTMENT HIGHLIGHTS

€75M

Revenue

7

Markets

38%

Revenue Growth

€190M

Annual Loan Issue

31%

Loan Approval Rate

400+

Employees Worldwide

€700M+

Loans Issued

88%

Consecutive Loans Approved

GET TO KNOW MORE ABOUT US

Take a look at our company strategy and overview here

WORLDWIDE LOCATIONS

Spain – Barcelona

Mexico – Mexico City

Latvia – Riga

Poland – Warsaw

Denmark – Copenhagen

Czechia – Prague

Austria – Wiener Neustadt

Georgia – Tbilisi

Creamfinance Careers

MAKE YOUR IMPACT AT CREAMFINANCE.

JOIN THE TEAM.

Challenge and Opportunity

At Creamfinance result-orientated people are not only welcome but highly-prized. Be a part of our global team of passionate quick-thinkers, creatives, and visionaries in varied roles who come together to create improved services and innovative experiences.

Benefits

Our work culture is just as exciting as our technology! We offer a dynamic workplace for anyone who is driven to deliver. With company retreats and fun social events taking place often, you’ll be inspired to do more than you thought possible at Creamfinance.

Growth for All

We’re proud to provide meaningful programs, training, and education to employees of all levels in the company who aspire to do more, helping them to develop in their careers further.

Click Here to Apply!