WE MAKE MONEY AVAILABLE
We provide unsecured consumer loans online, ranging from €100 for a month up to €10.000 for 5 years. We serve different customer segments across multiple locations. By leveraging proprietary in-house technology, we’re able to recognize the right borrowers instantly. Our obsession with credit risk management, operational excellence and cost discipline defines us.
Smart Data. Smart Loans.
At Creamfinance we believe persistence and energy conquer all things. It is the core value that drives us to consistently achieve promised results.
Recognizing the right borrowers using custom technological solutions distinguishes us from our competitors. This data-driven approach fuels our long-term ambitions.
We make money available. It’s what we do. Because of our entirely digital lending process, consumers can apply for and receive funds—without ever leaving their home.
HOW WE WORK
Our job is to provide an online range of consumer loans across locations globally. To do that, our in-house data science team built a proprietary solution that scores client’s creditworthiness.
Locally in each market—from Denmark, Latvia, Czechia, Georgia, Mexico, Spain to Poland—we deploy highly customised marketing, debt collection and compliance teams to serve our customers in real time through channels they are most comfortable with.
Our platforms are operated by an international team, consisting of over 400 employees from 15 countries, working to improve services across markets globally.
All of this is powered by our IT department located in Austria, as we well as first-class finance, legal, and HR experts across our offices.
Annual Loan Issue
Loan Approval Rate
Consecutive Loans Approved
GET TO KNOW MORE ABOUT US
Take a look at our company strategy and overview here
Enter your e-mail address and receive our presentation
Spain – Barcelona
Mexico – Mexico City
Latvia – Riga
Poland – Warsaw
Denmark – Copenhagen
Czechia – Prague
Austria – Wiener Neustadt
Georgia – Tbilisi
MAKE YOUR IMPACT AT CREAMFINANCE.
JOIN THE TEAM.
Challenge and Opportunity
At Creamfinance result-orientated people are not only welcome but highly-prized. Be a part of our global team of passionate quick-thinkers, creatives, and visionaries in varied roles who come together to create improved services and innovative experiences.
Our work culture is just as exciting as our technology! We offer a dynamic workplace for anyone who is driven to deliver. With company retreats and fun social events taking place often, you’ll be inspired to do more than you thought possible at Creamfinance.
Growth for All
We’re proud to provide meaningful programs, training, and education to employees of all levels in the company who aspire to do more, helping them to develop in their careers further.
Member of the Board
Member of the Board
Creditworthiness Evaluation Through Facebook: A No-Go
The Big Data hype related to usage of social media data in online lending has started already a while ago. […]
Questions First Time Investors Should Ask Before Investing
It is easy to find people’s opinion on how to invest in the stock market as everyone has a different […]
Many New Year’s Resolutions Revolve Around A Desire to Live Debt-Free
With the start of a new decade a mere few weeks away, Americans are feeling particularly good about closing out […]