Please visit our company webpage on desktop

Contacts

e-mail
info@creamfinance.com
Latvia
creditON.lv
Czech Republic
creditON.cz
Poland
lendON.pl
Slovakia
creditONe.sk
Georgia
creditON.ge
CF_logo_grayscaleblog_bgr post_bgrcrediton-cz_logo-screditon-ge_logo-screditon-lv_logo-screditone-sk_logo-slendon-pl_logo-sedu_mapAustriaCanadaCzech RepublicDenmarkFinlandFranceGeorgiaGermanyIrelandIsraelItalyLatviaPolandRussiaSlovakiaSwedenUkraineUnited KingdomUnited States1_page_network NETWORK active_customersaverage_ageAge< 25Age25/33Age33/41Age41/49Age49/57Age57/65Age65 +22 %31 %20 %13 %7 %4 %3 %average_height198cmTALLEST PERSON155cmSHORTEST PERSON176cmAVERAGE HEIGHTcompany_statsAustriaCanadaCzech RepublicDenmarkFinlandFranceGeorgiaGermanyIrelandIsraelItalyLatviaPolandRussiaSlovakiaSwedenUkraineUnited KingdomUnited Statescompany_stats_oldISRAELGEORGIACANADAUSAGERMANYCZECH REPUBLICDENMARKSWEDENFINLANDLATVIARUSSIAUKRAINEPOLANDIRLANDFRANCEUNITED KINGDOMAUSTRIASLOVAKIAITALYcream_finance_universe_imgemployee_gender_distributiongender55%45%hobbies_curious_facts41% SPORT20% MUSIC19% OTHER13% ART16% TRAVEL10% BOOKS9% MOTOR SPORTS4% GAMING72%OF EMPLOYEESHAVE DONE SOCIALLYRESPONSIBLEACTIVITIESIN THE PASTYEAR67%EARLYBIRDS33%NIGHTOWLSlaptops_vs_desktops_in_our_offices 37% LAPTOPS 63% DESKTOPS 78% Linux- users Mac- users 11% 11% Windows- users loan_aprove31%88% Infografika_20.06 mony_vs_timeMONEYVSTIMEprinciple_lent_in020102011201220142013€ 1 000 000€ 2 000 000€ 3 000 000€ 4 500 000total_customers_with_loanstotal_registered_customers invest_bgr_1invest_bgr_2invest_bgr_3invest_picture Principle lent in € 0 2010 2011 2012 2014 2013 € 1,0 M € 2,0 M € 3,0 M € 4,5 M jobjob_picture49%MEN51%WOMEN28AVERAGEAGE2_page_fintech TECHNOLOGY FINANCE 2_page_fintech_2consumer_signinternet_signlending_signfacebook linked_in share-facebook share-linkedin twitter vk knowledge_map
 

What’s In Store For Fintech In 2016?

5th January 2016

Financial technology is seeing explosive growth. New technologies in data management and security have sprung up over the past year, and is predicted to boom even more in 2016. According to Forbes, a number of people using non-bank options to manage their money could double next year, and such amount is expected to keep rising. A booming interest for Fintech will inevitably bring changes – let’s see what’s in store for Fintech in 2016, and what impact it will have.

CUSTOMER ORIENTATION

Fintech itself is presenting a new era of customer-focused innovation. Relationship with the customer is the central dimension, though is a subject to constant change. Increasing customer expectations will inevitably affect as well as improve financial services, which have already enhanced traditional services in speed and inclusivity. It’s clear that in 2016 customers will expect to have an option to perform all traditional services on mobile device, plus in a speedy manner. Customers will increasingly look for personalized product solutions and simple application with a prompt acceptance mechanism, such as one-click loan.

FINANCIAL INCLUSION = BIG BUSINESS

Making money by reaching the underbanked have not always gone hand-in-hand. Up to this point it’s been rather a fascinating corporate social responsibility showcase, though nobody really looked at financial inclusion as a necessity. We’re now witnessing a moment when a great amount of companies realize the urge of financial inclusion, and what benefit it brings for them. For that reason, more Fintechs will look at financial inclusion as the opportunity to grow, expand and reach a greater amount of potential customers.

THE MOVE OF CYBER SECURITY

It is obvious that threats existing in cyber space are particularly pertinent for Fintech, as peoples’ money is at stake. Customers need reassuring that their details are in safe hands, and that financial transactions online do not have any pitfalls which cybercriminals could use for their own benefit. Acknowledging the relevance of cyber security, Fintechs have continued to embrase the digital revolution and the need for strengthening security over the past year. For that reason, it’s more than likely that the level of investment in cybersecurity solutions will accelerate in Fintech throughout the 2016 allowing companies deploying such solutions to feel a lot safer.

2016 for Fintech will be critical: it is going to be a big year for the booming Fintech industry, full of changes, progressive and even more groundbreaking than ever before.

 

Related blog posts

X