Privacy Policy

Who we are

Cream Finance group consists of the following entities – Cream Finance Holding LTD, Creamfinance Latvia SIA, Creamfinance Sp.z.o.o., Creamfinance Czech s.r.o., CreamFinance Denmark ApS, Click Finance S.L., Cream Finance IT Austria GmbH, Lendon Finance SA de CV, Moneyou Mexico SA de CV, Cream Finance Georgia LLC. You can find the contact information for each of our global offices in the “About us” section of this website.

If you contacted us by downloading the Company presentation, the processing of your personal data is controlled by Creamfinance Latvia SIA.

We always protect your information and regularly improve this Privacy Policy. We will inform you about any changes to the Privacy Policy by amending the publication date on this website. You can always obtain earlier editions of this Privacy Policy by emailing us at dpo@creamwise.com

What personal data we collect and why we collect it

Contact forms

If you would like to consider investing with the Creamfinance group, please download our company presentation. Before doing so we will kindly ask for your contact information if you consent to receiving any follow-up investor information. You are entitled to withdraw the consent at any time by emailing Krišs Riekstiņš – Group Head of Funding & Investor Relations at kriss.riekstins@creamfinance.com .

Job applications

If you would like to join our team, we kindly ask you to file an application via the “Careers” tab. When you do so, our Human Resources management will receive your Name, Surname, E-mail address, phone number and a CV for potentially concluding an employment agreement with you. You are entitled to withdraw the application at any time by emailing the respective Creamfinance entity you applied with. You can find the contact information for each of our global offices in the “About us” section of this website.

Cookies

We use the following cookies on our website that require your consent:

Name of cookieController of personal dataPurpose of the cookie
Google Tag ManagerGoogle Inc.Tracking and performance
Google AnalyticsGoogle Inc.Tracking and performance
Trust Arc cookies managerTrust Arc Inc.Functionality
Content Management SystemWordPressWebsite operation

You will find more detailed information under the cookies tab on the bottom of this website. Please click “Adjust cookies” to see the information on the specific cookies used and purposes thereof to adjust your consent. 

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Therefore, please review the cookies policies of these service providers:

YouTube, a Google Inc. company https://policies.google.com/privacy?hl=en#infocollect 

Who do we share your data with

The Creamfinance group entities are joint controllers of your personal data. We share your personal data collected on this website with:

  • Website hosting service providers in the United States of America,
  • Google Inc. in the United States of America, if you consent to the Google Analytics or Google Tag Manager cookie.

We share your data with these providers under Article 46(2)c of the General Data Protection Regulation.

How long we retain your data

We retain your contact information and data collected through cookies until you revoke your consent. We retain your job applications until you revoke them or until the vacancy is filled, whichever occurs earlier.

What rights you have over your data

We process your data; therefore, you have the opportunity to find out what we do with it and how, and in some cases ask us to process it to a lesser extent. You have the following rights:

– to access your personal data (receive your personal data that is in our possession, find out the purpose and basis of the data processing)

– to withdraw consent (refuse from receiving newsletters, cookies)

– to rectification (change your contact information, submit current information about your surname)

– to restrict processing of personal data (ask us not to use certain information about you)

– to data portability (receive information about yourself which you have provided to us in .doc or .pdf format)

– to be forgotten or erased (delete your information from our databases, unless we have not exhausted our obligation to store your data)

– to object to processing of personal data.

If you have any questions about the Privacy Policy or data processing, or if you would like to submit a request, please email us at dpo@creamwise.com.

Our activities in the field of personal data protection are monitored by Datu Valsts Inspekcija (State Data Inspectorate of the Republic of Latvia). Before you turn to them for advice or with a complaint, we encourage you to email us at dpo@creamwise.com to solve any misunderstandings as quickly as possible.